Latest in Fintech

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A token moving from a digital wallet toward a bank ledger

Paywhere · Sep 23

Paywhere Launches a Banking Channel for AI Apps

The company wants banks to offer approved services inside the AI tools customers already use.

A contactless card connected to a bank and merchant receipt

Form3 · Sep 23

Form3 Opens Payment Data to Read-Only AI Agents

The first release lets authorized agents inspect payment information without initiating changes.

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Stripe · Nov 1

Stripe Webhook Event Ordering: Retries and Duplicates

Handle Stripe webhook ordering, retries and duplicates with a short endpoint, durable queue and layered idempotency.

Stripe · Oct 30

Stripe PaymentIntent vs SetupIntent: Which Object to Use

Use PaymentIntent to charge now, SetupIntent to save for later, or setup_future_usage to do both.

payments · Oct 29

Stripe Payment Links vs Checkout Sessions: Where the Flow Starts

Choose a reusable Stripe Payment Link or a server-created Checkout Session by tracing where order context begins.

A refund event log branches into tracing and review, separating a created record from the bank-statement outcome.

Card payments · Oct 24

Stripe Refund Status: Track Changes and Trace the Result

Track the exact refund, read later changes and distinguish a reversal from a missing bank credit.

Card payments · Oct 18

3D Secure: Frictionless vs Challenge

Frictionless and challenge are two 3DS paths. The issuer decides which one checkout must handle.

A black payment card authorizes a hold that is later captured into a lime funds tray

Card payments · Oct 16

Card Authorization vs Capture: When Money Moves

Authorization reserves funds; capture starts collection. Here is how to track the gap safely.

Fintech

Payments, banking and the route money takes.

A payment can be approved before a merchant receives the money. A transfer can advertise no fee while using a less favorable exchange rate. Fintech becomes easier to follow when each stage and cost is made explicit.

This desk covers digital banking, payment infrastructure, cross-border transfers and new ways to connect financial services. News reports identify what a company has launched and which institutions or customers can use it. Explainers trace the underlying process from a request to an available balance.

We pay attention to eligibility, conversion, settlement and the terms behind a convenient interface. A faster message is not necessarily a faster payout. Our articles link to provider documentation and other original sources, distinguish examples from live quotes and describe limitations that matter when comparing services.

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